In the UK, there are several direct lenders. Many of them offer similar products and terms, making choosing the right lender tricky. These include Moneyboat, MrLender, QuidMarketLoans, Cash On Go Ltd. and many others. If you’re in the market for a personal loan in the UK, you’ve come to the right place.


When it comes to payday loans, a responsible direct lender such as Moneyboat UK can provide a better option for consumers. These lenders have a transparent lending process and are committed to helping borrowers avoid unnecessary costs. As a result, they have helped many UK consumers overcome financial difficulty.

Moneyboat UK DIRECT LENDERS offers flexible repayment plans and is FCA-approved. The company also offers transparent customer journeys. Although Moneyboat is a direct lender, you should still compare their services to other lenders before choosing one. For instance, if you apply for a loan from a broker, you’ll have to provide your bank account information, which can lead to other lenders charging you more than agreed. Unlike brokers, Moneyboat charges a flat 0.7% interest rate and no additional charges if you’re late with your repayments.


MrLender is a new loan marketplace that allows UK residents aged 18 to 65 to access short-term loans. To qualify, you must be employed, have a regular monthly income of at least PS600, and have a valid debit card. If you have a poor credit history, Mr Lender is still a good option. However, you cannot apply if you’ve recently declared bankruptcy.

MrLender is one of the UK’s leading direct lenders, and it is licensed by the Financial Conduct Authority. The company has been operating since 2009, and its focus is on clarity and flexibility. MrLender offers loans up to PS1,000, with repayment terms that suit your budget.


If you’re struggling with cashflow, QuickMarket Loans can help. They offer short-term instalment loans from £300 to £1000 that can be paid back over three to six months. Applications are quick and easy. Find out how to apply for a loan with QuickMarket.

To qualify for a loan with QuidMarket, you must meet several requirements. The lender checks your employment status and your income level. They also check your credit rating. To be approved, you must be over 23 years old, live in the UK and have a minimum monthly income.

Cash On Go Ltd

If you are unsure of whether Cash On Go Ltd is a UK direct lending company, check to see if they are registered on the Financial Conduct Authority (FCA) register. If they do not, this means they are not a direct lender and are simply brokers. It is important to ensure that a lender is legitimate and that the loan is not too large to repay. In the UK, all lenders are regulated by the FCA.

There are many UK direct lenders offering personal loans, so it is important to choose the best one for your needs. Our list contains many of the best, and most importantly, regulated, UK direct lenders. All of our recommended lenders are regulated by the FCA, which means that you can be confident in their reliability.

Quick Quid

QuickQuid was a well-known UK direct lender that provided personal loans up to PS1,500. However, it has now gone into administration. This leaves you no option but to search for a new lender. Other lenders, such as Satsuma, operated by Provident, have also stopped taking new applications. In addition, several other Provident lending websites have closed their doors. The UK’s Financial Ombudsman Service reported that in the first half of this year, CashEuroNet was the second most complained-about company in the banking sector.

QuickQuid was the UK’s largest payday loan lender before going into administration. The company’s problems with the regulatory environment forced it to exit the market and close its doors. It had over 3,000 unresolved complaints with the Financial Ombudsman Service. As a result, many consumers are still looking for a new lender to make their loans. One new option is PM Loans.


If you are in need of cash fast but don’t have good credit, you can apply for an AZUREmoney loan. Unlike traditional lenders, they don’t require a guarantor or security, and their loans are often for small amounts. However, you should check the terms and conditions to make sure the deal is right for you.

AZUREmoney is one of the UK direct lenders. It is a trading name of Beauly Financial Services Ltd and is based in London. However, it appears that this lender no longer provides unsecured personal loans. Another UK direct lender, Ferratum, ceased taking new loan applications in March 2020. This company offered short-term loans of up to PS300, with repayment terms of two, three or four months. However, in December, it went into administration.

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